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  Get Qualified

When buying a house, you may get pre-qualified or pre-approved. You can typically get pre-qualified over the phone or on the Internet in a few minutes. A pre-qualification is not as beneficial as a pre-approval where you have to go through a more rigorous process which includes verification of your credit, income, assets and liabilities. It is highly recommended that you get pre-approved before you start looking for a house. This will help you:

  1. Find out the maximum house you can buy, so you don't waste time looking for properties you can not afford.

  2. Puts you in a stronger position when you are negotiating with the seller, because the seller knows that your loan is already approved.

  3. Helps you close quickly, since your loan is already approved.


Website provided by OC Homefinder Team a Real Estate brokerage with the Bureau of Real Estate # 01262388 DBA: OC Homefinder Team,. Nmls #1082667,

All materials, graphics, photos and documentation was originated by Shan Roberts and All rights reserved on use of this material within this website. 2017