Because of the climate of the financial markets there are
only a few loans that really make sense to most home buyers.
The most popular loans are conventional 15 & 30yr Loans, and
FHA Loan with as little as 3.5% down. Most people are
staying clear of the variable and neg am loans at this time.
This is a great time to get a loan, we hardly ever see super
low interest rates with super low housing prices.
We love the opportunity to earn your business. If you are
currently working with another loan officer, ask them to
give you a Good Faith Estimate. If you like to know if its a
fair loan, then send us a copy, we can review and see if we
can make you a better deal on the loan. Shopping your loan
around is key to getting the best rate and term.